Bank not in QuickBooks financial institution list
QuickBooks Desktop maintains a list of financial institutions it recognizes via Web Connect. If your bank isn't on this list, QuickBooks asks you to manually set up the account — which works, but you'll need to repeat this on every import. The root cause is an INTU.BID that QuickBooks doesn't recognize.
This is common for smaller credit unions, regional banks, and online banks that offer OFX downloads but haven't been added to QuickBooks's database, or whose INTU.BID changed after a bank merger.
The workaround: find an INTU.BID value QuickBooks does recognize for your institution, and use QBOConvert's override feature to inject it into the file. After a successful first import with the correct INTU.BID, QuickBooks remembers the association and future imports work without prompting.
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Workaround for unlisted banks
- Try the conversion without any override first — QBOConvert may detect an INTU.BID already in the file.
- If QuickBooks still doesn't recognize the institution, search online for '[your bank name] QuickBooks INTU.BID' or '[your bank name] OFX FID'.
- Enter the discovered INTU.BID in the override field (full version) and convert again.
- On first import, QuickBooks may still ask to confirm the account mapping. Complete the mapping once.
- Subsequent imports with the same INTU.BID should import automatically without prompting.
Questions
Is there a maintained database of QuickBooks-compatible INTU.BID values?
Intuit's own FI directory is the authoritative source but is not publicly accessible. Community databases maintained by Quicken and GnuCash users cover many institutions. Your bank's OFX documentation is the most reliable single source for your specific bank.
What if the bank still doesn't appear after setting INTU.BID?
Create a manual account in QuickBooks for that bank. Import the QBO file and complete the account matching dialog. This sets up the connection for future imports. QuickBooks will remember the INTU.BID → account mapping after the first successful import.