Fix QuickBooks bank import errors — without uploading your financial data
Convert between OFX, QFX and QBO formats in your browser. Fixes "we can't read the file your financial institution sent" and bank-not-in-list errors.
- Financial data never leaves your device
- No signup, no account
- OFX, QFX and QBO only — not PDF/CSV
Convert bank file
Drop a .ofx, .qfx or .qbo file here
Full version: drop multiple files for batch · financial data never uploads
Converts OFX-family formats only (OFX, QFX, QBO). Does not convert PDF or CSV bank statements — that requires OCR and is out of scope for this tool.
No file is ever uploaded — all conversion happens on this page.
Fix the import error in three steps
No software to install, no account to create. Drop the file, pick the output format, download.
Drop your bank file
Drop the .ofx, .qfx or .qbo file your bank gave you. QBOConvert reads the file locally — it never leaves your browser.
Pick the target format
Choose → QBO for QuickBooks import, → QFX for Quicken, or → OFX for generic bookkeeping software. The tool shows what's in the file first.
Download and import
Get the converted file. Import it into QuickBooks via File → Utilities → Import → Web Connect (.qbo). Done.
The same transactions — before and after conversion
QBOConvert adjusts the header and INTU.BID element. Transaction data is preserved byte-for-byte.
OFXHEADER:100
DATA:OFXSGML
VERSION:151
<OFX>
<SONRS>
<FI>
<ORG>YOURBANK</ORG>
<FID>99999</FID>
</FI>
<INTU.USERID>12345</INTU.USERID>
</SONRS>
…147 transactions…
| INTU.USERID | removed stripped |
| INTU.BID | 10898 added |
| Transactions | 147 preserved |
| Output | transactions.qbo |
Transaction data is untouched. Only header + INTU elements change.
Bank files that can't take a detour
Upload-based converters receive your transaction history on their servers. QBOConvert ships the conversion code to your browser. Your financial data stays on your machine.
Zero upload, by architecture
There is no server that receives your OFX or QBO files. Parsing and conversion are client-side code running in your browser tab.
No server-side retention
Upload-based tools store your transaction history during and after processing. Bank data from months of statements is worth protecting.
Works offline once loaded
Load the page on a trusted network. Disconnect. Convert your files. No internet connection required to process.
Transactions preserved verbatim
Only the file header and INTU.BID element change. Transaction amounts, dates, descriptions and account numbers pass through untouched.
Free for a single file. $19 once for the full toolkit.
No subscription. Credits never expire.
- Single file conversion
- → QBO, → QFX, → OFX
- Local processing — no upload
- No signup required
- Batch conversion (multiple files at once)
- FID and INTU.BID override (fix bank errors)
- Bank preset library
- 1,000 conversions · credits never expire
- No subscription to cancel
Answers before you import
Does my financial data ever leave my computer?
No. All conversion runs as JavaScript in your browser tab. Your OFX, QFX or QBO file is read locally and the converted file is written locally. There is no server that receives your transaction data — by design, because bank files contain sensitive financial information.
Why does QuickBooks say "we can't read the file your financial institution sent"?
QuickBooks Web Connect expects a .qbo file with a specific INTU.BID element that matches a bank in its database. Files downloaded as .qfx (Quicken format) or .ofx (generic) often either lack INTU.BID or contain an ID that QuickBooks doesn't recognize. Converting to QBO with the correct INTU.BID for your bank fixes this.
What is INTU.BID and why does it matter?
INTU.BID is an Intuit-specific element in OFX-family files that identifies the financial institution for Quicken and QuickBooks. If this value is missing or wrong, QuickBooks can't map the file to a bank account. The full version lets you override this value manually or choose from the bundled bank preset library.
Can QBOConvert convert PDF or CSV bank statements?
No. QBOConvert converts between OFX, QFX and QBO formats only — they are all variants of the OFX standard. Converting a PDF or CSV bank statement to QBO requires OCR and structured data extraction, which is a different product entirely. If your bank provides a PDF statement rather than an OFX/QFX file, you need a separate OCR-based tool.
How do the 1,000 credits work?
Each file conversion costs one credit. 1,000 covers years of typical bookkeeper or accountant use. Credits never expire and there is no subscription. If you need more, contact support.
My bank is not in the preset library. What do I do?
Use the manual FID and INTU.BID override fields (full version). Your bank may publish its OFX connection parameters in its online banking help section, or you can find them in publicly maintained OFX FID lists. Enter the values directly and convert. The bank preset library expands over time as users submit corrections.